Credit card capture

If your e-shop just needs a way of capturing card details from product details on a mainly static site, I can also help with this - possibly also including content management options so you can still change product information and prices, and using secure credit card capture services such as Mals E-Commerce.

This type of service is ideal for shopkeepers with an existing bricks-and-mortar store, and a physical credit card merchant terminal that is enabled for mail-order transactions. For a small on-line product inventory, "buy now" links can be added to your on-line shop. A secure server then captures the cardholder's details even more securely than having them read out over the telephone, and you process the transaction just like any other mail order, by retrieving the card details from the secure server later, and entering the card number into the terminal using the keypad. This is a cheaper alternative to a full-blown on-line merchant account and if your card processing agency should enquire, these are ordinary off-line "cardholder not present" transactions (like telephone or fax orders) and not the higher-risk "live" internet card sales.

Credit card processing - preferential rates

If you are looking to take credit cards within your business, whether through on-line processing or via a manual terminal, and do not yet have any arrangements set up for that, you may be interested in the Card Save scheme of which I am a member. For an annual membership fee of around £300 which includes manual terminal rental, you have access to heavily discounted percentage rates for processing Mastercard, Maestro, Visa and so on, plus a range of other useful membership benefits such as discounted parcel rates and holiday accommodation. Let me know and I can arrange for someone to give you a no-obligation quotation based on your projected turnover.

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